Sunnyside Federal
 Mortgage Programs - Rates & Terms

Effective June 27, 2008
 

With Sunnyside - your mortgage experience will always be bright! With a choice of fixed and adjustable rate mortgages,  Sunnyside has the right mortgage for you! 

How do we brighten homeownership opportunities for first-time home buyers? Simple -- We've eliminated "points" on all mortgages for first-time home buyers. 

Come in and see how we can brighten your mortgage picture.
Click here to use our online information request form
An overnight application package will be sent to you
 
Click here to DOWNLOAD an application
This application is in Adobe Acrobat format. If you do not have Adobe Acrobat Reader you may download it here -
 
The following are our mortgage rates for purchases, as set by the Board of Directors on 6/26/08.

 

 

FIXED RATE MORTGAGES

$729,750 or less
RATE RESIDENTIAL OWNER OCCUPIED APR
6.00% 1/2 Point - 15 Year Term  - 20% Down 6.078%
6.35% 1/2 Point - 30 Year Term - 20% Down 6.398%
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JUMBO FIXED RATE MORTGAGES

Over  $729,750
RATE RESIDENTIAL OWNER OCCUPIED APR
6.50% 1/2 Point - 15 Year Term  - 20% Down 6.58%
6.85% 1/2 Point - 30 Year Term - 20% Down 6.899%
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15/1 YEAR  ADJUSTABLE RATE MORTGAGE
RATE RESIDENTIAL OWNER OCCUPIED APR
6.00% Rates for the first 15 years are fixed.  After that period the loan adjusts annually for the next 15 years. This is our most popular loan because you receive a 30 year loan -- which can lower your initial monthly cost. 

20% Down payment

 6.047%
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15/1 YEAR  ADJUSTABLE RATE MORTGAGE JUMBO
RATE RESIDENTIAL OWNER OCCUPIED APR
6.50% Rates for the first 15 years are fixed.  After that period the loan adjusts annually for the next 15 years. This is our most popular loan because you receive a 30 year loan -- which can lower your initial monthly cost. 

20% Down payment

 6.548%
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1 YEAR ADJUSTABLE RATE MORTGAGES
RATE RESIDENTIAL OWNER OCCUPIED APR
5.00% No Points - 25 Year Term - 20% Down 7.380%
5.00% No Points 30 Year Term - 20% Down 7.416%
2% Yearly Cap - 6% Lifetime Cap
Rate is 2.50% over Tbill when fully indexed
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3 YEAR ADJUSTABLE RATE MORTGAGES
RATE RESIDENTIAL OWNER OCCUPIED APR
5.75% 1 Point - 25 Year Term 7.186%
5.75% 1 Point - 30 Year Term 7.227%
2% Yearly Cap - 6% Lifetime Cap
Rate is 2.50% over Tbill when fully indexed
Request Additional Information  Download an application
Compare Mortgage Plans  Return to Directory
 
Sunnyside Federal
MORTGAGE LOAN FEATURES
 

  • Exceptional Turn-Around Time

  • Serviced Locally
Please Call John L. Moscati or Lisa A. Dente  -  914.591.8000
Click here to use our online information request form 
Click here to DOWNLOAD a mortgage application
Note: Rates Are Subject To Change Without Prior Notice
 
© Sunnyside Savings 914.591.8000
INTERmoNETary System - Information: 888.739.1937
Revised: Thursday, July 17, 2008