Kasasa Cash Back

Kasasa Cash Back

Get 3% cash back on all debit card purchases (not just groceries or gas) with free Kasasa Cash Back® checking. There are no points to collect or hoops to jump through. Simply use your debit card to do the things that make banking easier.

We'll even refund your ATM fees nationwide. * And did we mention the account is free? No minimum balance or monthly service charge — just cold hard cash back where it belongs: in your pocket.

Summary
  • Free checking account with rewards
  • Earn 3% cash back on debit card purchases (up to $6)
  • Get nationwide refunds on ATM fees*
  • Pair it with free Kasasa Saver savings account for easy savings
  • Cash back rewards and ATM fee refunds* are transferred automatically
  • No minimum balance to earn rewards
  • No monthly service charge
  • Free online banking and bill pay
  • Free MasterCard® debit card
  • Free e-statements (available soon)
  • Access to a nationwide network of surcharge-free ATMs
  • Unlimited checking
  • $100 minimum deposit to open

Qualifications

Don't worry; earning your rewards is easy. In fact, you're probably already doing these things — and if not you'll find they make banking much easier. To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and log into online banking
  • Be enrolled and receive e-statement notice (when they become available later this year)

That does it! If for some reason you don't qualify, the account is still free. You can get back to earning the full rewards the very next monthly qualification cycle.

*APY=Annual Percentage Yield. APYs accurate as of 3/31/2014. Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash Back and $100 for Kasasa Saver. When all monthly qualifications are met, you will receive 3% cash back on debit card purchases that post to and settle to the account during monthly qualification cycle up to a total cash back reward of $6 per monthly qualification cycle. Qualifying transactions must post to and settle to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle to the account. ATM-processed transactions and transfers between accounts do not count towards qualifying debit card transactions. Domestic ATM fees incurred using Kasasa Cash Back debit card during qualification cycle will be reimbursed if qualifications are met within monthly qualification cycle. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards and domestic ATM fee reimbursements will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If all the qualifications in your Kasasa Cash Back checking account are met each monthly qualification cycle then: (1) balances up to $20,000 in your Kasasa Saver receive an APY of 0.75%; and (2) balances over $20,000 in Kasasa Saver earn 0.25% interest rate on the portion of the balance over $20,000, resulting in 0.75% to 0.33% APY depending on the balance. If qualifications are not met on your Kasasa Cash Back checking account, all balances in the Kasasa Saver earn 0.05% APY. Limit one account per customer.