What does Sunnyside Federal Savings and Loan Association of Irvington do with your personal information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security Number and Income
- Account Balances and Payment History
- Credit History and Credit Scores
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Sunnyside Federal Savings and Loan Association of Irvington chooses to share; and whether you can limit this sharing.
|Reasons we can share your personal information||Does Sunnyside Federal Savings and Loan Association of Irvington share?||Can you limit this sharing?|
|For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes - to offer our products and services to you||No||We don't share|
|For joint marketing with other financial companies||No||We don't share|
|For our affiliates' everyday business purposes - information about your transactions and experiences||Yes||No|
|For our affiliates' everyday business purposes - information about your creditworthiness||No||We don't share|
|For our affiliates to market to you||No||We don't share|
|For non-affiliates to market to you||No||We don't share|
How does Sunnyside Federal Savings and Loan Association of Irvington protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We maintain physical, electronic and procedural safeguards to protect your nonpublic personal information.
How does Sunnyside Federal Savings and Loan Association of Irvington collect my personal information?
We collect your personal information, for example, when you
- Open an account or provide employment information
- Pay your bills or deposit money
- Use your debit card or apply for a loan
We also collect your personal information from other, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes - information about your creditworthiness
- affiliates from using your information to market to you
- sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Affiliates - Companies related by common ownership or control. They can be financial or nonfinancial companies. Our affiliates include nonfinancial companies, such as VECTA PARTNERS
LLC, VECTA INC. and VECTA REAL ESTATE LLC
Non-affiliates - Companies not related by common ownership or control. They can be financial or nonfinancial companies. SUNNYSIDE FEDERAL SAVINGS AND LOAN ASSOCIATION OF
IRVINGTON doesn’t share with nonaffiliates so they can market to you
Joint marketing - A formal agreement between nonaffiliated financial companies that together market financial products or services to you. SUNNYSIDE FEDERAL SAVINGS AND LOAN ASSOCIATION OF IRVINGTON doesn’t jointly market.